How has what I learned changed my current finances?

One thing that I have applied to my current finances is the latte factor. I am more cautious with my money and don't spend money on things I really don't need. Everything else that I learned in this book I have not applied to my current finances. I do however plan on using these tips in the future. I plan on paying myself first with my paychecks and working at least an hour for me. Also to start as soon as possible saving for my retirement.